With TD Insurance you can select up to three eligible groups! Special discounts: Belonging to a preferred group for professionals and alumni. The coverage you choose: The more comprehensive the coverage, the more it will cost to insure your vehicle

Where you live: Premiums are usually higher in and around large urban areas

Your driving record (and the records of all drivers who use your vehicle), which includes: The number of years you’ve all been licensed for, convictions due to driving infractions (which includes speeding tickets), and accidents. Your business may require a higher liability limit. If you use your car for commercial purposes: If you use your car for work purposes (other than commuting), you may need to get commercial car insurance. How often you drive: The number of kilometers you drive your car per year will affect your insurance premium. This determines the cost and value of the car, safety features, and repair costs. Your car: The make, model, and year of your car can affect your insurance premium. Here are 7 of the key factors that insurance companies take into consideration when calculating your car insurance premium: There are a number of factors that determine how much your car insurance will cost.

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